Although electronic commerce comes with a lot of advantages and convenience, it has also become an opportunity for cyber criminals to trick people off their hard-earned money and also things like identity theft.
But there is no need to worry. You can still safely transact online and purchase your desired good once you master these security features that you can use to identify whether or not you are using the right online store.
- Use Well-Known Stores
First things first, do not be quick to enter your banking details just on any site. Another way of avoiding online fraudsters is to use well known online markets like Amazon. With this, you are rest assured that you are dealing with trusted online shops, hence removing any fraud threat.
If you are using a new online store, you need to research more about it before entering your financial details on it.
- Look for the Lock
Never buy or enter you banking details from a website that doesn’t have a SSL (secure sockets locker) certificate. Basically what an SSL certificate is an encryption method that stops hackers from accessing your personal or financial information, ensuring your details are secure and safe.
Secure websites begin with: https://
Unsecure website begin with http://
Most trusted sites list their return and private policies which tell you how they protect your information as well as shipping policy. If a website doesn’t have these, you are most probably on the wrong site that cannot be trusted.
- Badge Verification
If you see a “Secure and Verified” or similar badge at the bottom of a website, hover your cursor over it. If it goes where it purpots, there should be a pop-up displaying the correct certificate and verification information after clicking it. If the information doesn’t match with the website, it is not legitimate and most likely not secure.
- Trust Seals
These exists as proof that a company has invested much in the security of their company. Trust seals are most likely placed on login pages, and checkout pages.
- Too much Ads
If you are on a website where there are too much adverts, you might need to tread carefully. If you have to click several links to get through intrusive pop-ups to reach the actual page, you are on a website that is probably fake or at least scamming.
- No Need for Extra Information
Modern day scamming involves Phishing. Basically, phishing is a type of online fraud that involves making an individual or an organization to disclose sensitive, sometimes compromising information under false covers that are expertly created. So if you come across an online shop that asks for things like your social security number or your ID number, you might want to be careful of that website.
- Contact Information
Reputable companies list their contact details, which are a phone number and an address so that you can contact them if there is a problem. If the website you intend to shop on doesn’t have these details, you might be on the wrong online platform.